Best IDFC First Bank Credit Card 2023

IDFC First Bank is a prominent financial institution in India that offers a range of credit cards catering to various customer needs. With attractive features, benefits, and rewards, IDFC First Credit Cards provide customers with convenient and rewarding payment options. If you're looking for the best IDFC First Credit Cards in India in 2023, we've compiled a list of top cards to help you make an informed decision. 

IDFC First Bank Credit Card List

Let's explore the features and benefits of these credit cards.

1.IDFC FIRST Bank Millennia Credit Card

The IDFC FIRST Bank Millennia Credit Card is specifically designed for the millennial generation, offering a host of benefits and rewards tailored to their lifestyle and spending patterns. This card combines convenience, rewards, and exclusive privileges.

Features & Benefits:

• Earn 10X Reward Points on incremental spends above ₹20,000 per month and on spends made on your birthday.
• Earn 6X and 3X Reward Points on online and offline purchases, respectively, for spending up to ₹20,000 per month. Enjoy unlimited Reward points that never expire.
• Receive a Personal Accident Cover of ₹2,00,000 and a Lost Card Liability Cover of ₹25,000.
• Access 300+ merchant offers all year long, including up to 20% discount at 1500+ restaurants and up to 15% discount at 3000+ Health and wellness outlets.
• Avail of fuel surcharge waivers at select fuel stations in India.
• Get Roadside Assistance worth ₹1,399 for free.
• Receive 4 complimentary visits to Railway lounges per quarter.
• Get a ₹500 voucher by spending ₹15,000 or more within 90 days of card generation.
• Earn 5% cashback (up to ₹1,000) on the transaction value of your first EMI within 30 days of card generation.

2.IDFC FIRST Bank Classic Credit Card

The IDFC FIRST Bank Classic Credit Card is a versatile credit card that offers essential features and benefits for everyday use. This card provides convenience, security, and rewards to meet your financial needs.

Features & Benefits:

• Earn 1 reward point for every ₹150 spent using the card.
• Redeem reward points for a variety of options, including merchandise, vouchers etc.
• Avail of fuel surcharge waivers at select fuel stations across India.
• Access attractive offers and discounts on dining, shopping, and lifestyle categories.
• Convert transactions above ₹2,500 into convenient EMIs from the mobile app
• Benefit from zero lost card liability and insurance coverage against fraudulent transactions.
• Monitor and manage your credit card account easily through the IDFC First Bank mobile app and Internet banking.

3.IDFC FIRST Bank Select Credit Card

The IDFC FIRST Bank Select Credit Card is designed for individuals who appreciate luxury and personalised experiences. This premium card offers a range of exclusive benefits and privileges.

Features & Benefits:

• Earn 1 reward points for every ₹125 spent using the card.
• Unlimited Reward points that never expire
• Redeem reward points for a wide range of options, including merchandise, travel bookings, and lifestyle products.
• Enjoy complimentary airport lounge access across India and internationally.
• Avail of special offers and discounts on luxury brands, dining, and lifestyle experiences.
• Get fuel surcharge waivers at select fuel stations.
• Access concierge services for travel assistance, hotel reservations, and more.
• Buy one, get one offer on movie tickets.
• Receive insurance coverage against lost card liability, air accidents, and medical emergencies.

4.IDFC FIRST Bank Wow Credit Card

The IDFC FIRST Bank Wow Credit Card is designed for those who seek attractive rewards and benefits in their daily spending. This card offers cashback, discounts, and special privileges to enhance your shopping and entertainment experiences.

Features & Benefits:

• Earn up to 5% cashback on online shopping, grocery, and bill payments.
• Never-expiring reward points
• Avail of fuel surcharge waivers at select fuel stations.
• Access exciting offers and discounts on dining, entertainment, and shopping.
• 1 Reward Point per ₹150 spent
• no Joining/ Membership/ Annual fee applicable
• Guaranteed Approval

5.IDFC FIRST Bank Wealth Credit Card

The IDFC FIRST Bank Wealth Credit Card is designed for individuals who have high net worth and seek exclusive privileges and personalised services. This premium credit card offers a range of benefits and rewards to enhance your lifestyle and financial experiences.

Features & Benefits:

• Access a host of lifestyle benefits, including luxury travel packages, concierge services, and personalised dining experiences.
• Earn accelerated reward points for your spending and redeem them for a wide range of options, including travel bookings, merchandise, and premium lifestyle products.
• Enjoy complimentary access to airport lounges across India and internationally.
• Get complimentary membership to the Priority Pass program, which provides access to over 1,300 airport lounges worldwide.
• Golf Privileges: Gain access to premier golf clubs and enjoy discounted green fees and other privileges.
• Avail of fuel surcharge waivers at select fuel stations in India.
• Enjoy interest-free credit for up to a certain number of days, allowing you to manage your expenses more efficiently.

Conclusion

IDFC FIRST Bank offers a variety of credit cards to suit different needs and lifestyles. Whether you're a young professional looking for a card with no annual fees, a frequent traveller seeking airport lounge access, or a high-net-worth individual looking for exclusive benefits, IDFC FIRST Bank has a card for you.

With so many great options to choose from, it can be tough to decide which card is right for you. That's where Select by Finology comes in. It helps you find and compare the best credit cards for your needs.
With Select, you can:

• Filter cards by your spending habits, income, and network,
• See a side-by-side comparison of fees, rewards, and benefits.

So what are you waiting for? Visit Select by Finology today and find the perfect IDFC FIRST Bank Credit Card for you!