Credit Card Issuers in India

HDFC Bank is not only one of the largest private banks in India but also has the major market share in terms of credit card offerings. Other major issuers include ICICI Bank, SBI Cards, Axis Bank, and Citibank.

The "best" bank for getting a credit card will depend on your individual needs and preferences, as well as your eligibility for the card. You may want to consider factors such as the card's rewards program, annual fees, interest rates, and credit limit when choosing a bank and a card. It may be helpful to compare credit cards and their terms and conditions from different banks to find the one that best fits your needs.

Several factors can affect credit card eligibility, including credit score, income, employment status, age, credit history, existing debts, and relationship with the bank.

Credit card issuers are financial institutions, such as banks or credit unions, that offer credit cards to consumers. They create, distribute, and manage credit card accounts for individuals or businesses and set terms and conditions for the use of credit cards, such as interest rates, fees, and rewards programs. Credit card issuers are responsible for approving or denying applications for credit cards, as well as providing customer service and handling billing and payment processing. They also assess the risk of each individual applying for a credit card and set credit limits accordingly. 

In India, banks can issue credit cards, non-banking financial companies (NBFCs), and other authorized financial institutions that have been granted permission by the Reserve Bank of India (RBI). However, not all banks and NBFCs are authorized to issue credit cards. They must meet certain regulatory requirements and obtain necessary licenses from the RBI to be able to issue credit cards. Some of the major credit card issuers in India include the State Bank of India, HDFC Bank, ICICI Bank, Axis Bank, and Citibank.