Let's fill up a quick form online and generate your CIBIL score instantly. You also get to download your CIBIL report. Checking your score has NO IMPACT on your CIBIL report. Also stand a chance to get Ready Loan offers powered by Bajaj Finserv.
A CIBIL score is a three-digit number that represents an individual's creditworthiness. The score ranges from 300 to 900, with a higher score indicating a better credit profile.
A CIBIL score is calculated by the credit bureau, TransUnion CIBIL, after taking into consideration several factors like payment history, credit exposure, credit type and duration, and other factors.
A good CIBIL score is generally considered to be above 700. However, some sources consider a CIBIL score above 750 as an excellent score.
You can check your CIBIL score by visiting the TransUnion CIBIL website, filling out a form with your necessary information, and then providing additional details about yourself, including your PAN number, to view your score.
CIBIL scores are updated every 30-45 days. This means that your CIBIL score may change at least once a month, but this can vary depending on when credit institutions provide updated data to CIBIL.
Factors that can negatively impact your CIBIL score include irresponsible payment behavior, high credit utilization ratio, unnecessary credit inquiries, closing old credit accounts, and errors in credit accounts.
Negative information can stay on your credit report for up to seven years, except for bankruptcies which can stay for up to ten years.
Yes, it is possible to improve your credit score. There are many ways to improve your credit score, including paying your bills on time, paying down your credit card balances, and increasing your overall available credit limit.
Select understands market trends and users' temperaments. That's why you can never go wrong with it.