Do you frequently use apps like Zomato, Ajio, Nykaa, BookMyShow, and Uber? Well, guess what? You can now earn 10x Reward Points for every ₹50 spent on these apps! And that's not all; you can also earn 5x Reward Points every time you use Amazon and Paytm Wallet. The American Express SmartEarn Credit Card is here to make your shopping experience more rewarding, offering a reward rate of 1% to 10%. Plus, it charges only a joining and annual fee of just ₹495. Keep reading to learn more! 👇
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹495Annual Fee
₹495Annual Percentage Rate
42%Add-on Card Fee
₹250Minimum Repayment Amount
5%Cash Withdrawal Fee
0Cash Advance Limit
NACard Replacement Fee
NilForeign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹0.25Any Amount Due
30% of the minimum amount due, subject to a minimum of ₹ 500 and a maximum of ₹ 1,000.Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
American Express Bank/Select/Issuers/432cc53956cd41edbfdb2fe5ef1406ec.jpg)
American Express Bank Credit Card Customer Care Number:
1800 419 5960American Express Bank Card Offers:
View OffersTotal Cards:
14,19,372We are looking for some news yet.
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Reward Rate
-Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
42%/Select/CreditCards/c3facbddb5e84ad9a9ce4d83cadb7d2a.png)
Reward Rate
-Joining Fee
₹4,999Annual Fee
₹4,999Annual Percentage Rate
42%/Select/CreditCards/52a47359b4014603ab15ef7f4e86d48b.png)
Reward Rate
-Joining Fee
₹ 5000Annual Fee
₹ 5000Annual Percentage Rate
45%/Select/CreditCards/65ccbc8264434f4aac9b368defa37cec.png)
Reward Rate
-Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/ede46ecf92a8407abf1d7c6d466ca811.png)
Reward Rate
-Joining Fee
₹ 1,000Annual Fee
₹ 4,500Annual Percentage Rate
42%You can apply for the American Express SmartEarn Credit Card online by visiting the American Express website. To be considered for the card, you must provide personal and financial information, such as your income and employment history. If your application is approved, you will receive your new card within 7–10 business days.
The number of free supplementary credit cards varies depending on the card. You can get up to four free add-on cards with the American Express Platinum and American Express Platinum Reserve Cards and two free add-on cards with all other credit cards.
If you frequently shop online and want to collect reward points and gift cards, the American Express SmartEarn entry-level credit card is ideal. When using this credit card to make purchases online at particular merchants like Amazon, Flipkart, Myntra, and others, you can accrue reward points. However, using this credit card also entitles you to gift cards, fuel benefits, bonus cashback, fee exemptions, and other benefits. This is a good option if you're looking for a credit card with a low annual fee. You likely make a lot of your purchases online. Instead of focusing on cashback, your goal should be to accumulate rewards.
Yes, contactless payments are supported by the SmartEarn American Express card. The card has a contactless symbol on the front and back that signifies that contactless payments are supported.
Select understands market trends and users' temperaments. That's why you can never go wrong with it.
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