AU Bank Zenith+ Credit Card

The interest rate for cash advances on the AU Zenith+ credit card is 2.5% of amount withdrawn, subject to minimum of Rs.100

Yes, there is a minimum income requirement to be eligible for the AU Zenith+ credit card. The minimum income requirement is Rs 2.5 lakh per month.

In addition to the minimum income requirement, you must also meet the following eligibility criteria:

• Be an Indian resident
• Be between the ages of 21 and 60 years
• Have a good credit score

Yes, you can use the AU Zenith+ credit card for international transactions. When you make an international transaction with your AU Zenith+ credit card, you will be charged a foreign exchange markup fee of 0.99%. This is a relatively low fee compared to other credit cards.

Yes, the AU Zenith+ credit card offers travel insurance coverage. The following travel insurance benefits are offered to AU Zenith+ credit cardholders:

• Air accident cover of up to Rs 2 crore
• Card liability cover of up to Rs 15 lakh
• Credit shield of up to Rs 15 lakh
• Purchase protection of up to Rs 50,000
• Baggage delay
• Baggage loss
• Plane hijack
• Loss of passport & travel related documents

To avail the travel insurance benefits, you must purchase your travel tickets with your AU Zenith+ credit card. The travel insurance coverage is valid for 90 days from the date of your departure.

For more information on the travel insurance benefits offered by the AU Zenith+ credit card, you can visit the AU Bank website or contact AU Bank customer care.

It is important to note that the travel insurance benefits offered by the AU Zenith+ credit card are not a substitute for a dedicated travel insurance policy. If you are planning a trip, it is advisable to purchase a dedicated travel insurance policy to get comprehensive coverage against risks such as lost luggage, medical emergencies, and trip cancellation.

The annual fee for the AU Zenith+ credit card is Rs 4,999. However, the annual fee is waived off if you spend Rs 8 lakhs or more on the card in a year.

Step 1: Visit select.finology.in and click on 'Credit Card' tab.
Step 2: Click on Card Issuers, where you will see a list of banks that issue credit cards.
Step 3: Choose AU Bank from the list.
Step 4: Choose AU Bank Zenith+ Credit Card and click on 'Apply Now' button.
Step 5: Provide the required consent and then you will be redirected to a page where you need to fill in your mobile number and PAN card number.
Step 6: Fill in the credit card application form and attach the documents required.

The AU Zenith+ credit card offers a variety of benefits and rewards, including:

• Rewards:
  • Earn 2 Reward Points for every ?100 spent on travel, dining, and international spends.
  • Earn 1 Reward Point per ?100 on retail spends across all merchant categories.
• Lounge access:
  • ???????Get 16 international and 16 domestic lounge visits per year.
• Airport VIP services:
  • Get 4 complimentary VIP services at airports.
• Forex mark-up fee:
  • Get a low forex mark-up fee of 0.99%.
• Other benefits:
  • Get free movie tickets worth ?8,000.
  • Get golf lessons or games, luxury brand vouchers or rewards worth ?5,000.
  • Get bonus rewards worth ?5,000 as renewal benefit.
  • Get fuel benefits worth ?1,000.
  • Get Taj Epicure Membership if you spend ?12 lakh in a year.

In addition to the above benefits, the AU Zenith+ credit card also offers a variety of insurance benefits, such as air accident cover, card liability cover, credit shield, and purchase protection.

The AU Zenith+ credit card is a premium credit card that offers a variety of benefits and rewards. However, it is important to keep in mind the annual fee of ?4,999 and make sure that you can maximize the benefits of the card to offset the cost.