If you're a regular user of Swiggy, Zomato, and Ola and prefer a cashback credit card over rewards, then you're going to love the Axis Bank Ace Credit Card! It offers 5% cashback on bill payments and 4% cashback on Swiggy, Zomato, and Ola. And that's not all – it comes with a nominal joining fee of ₹499, which is waived off if you spend more than ₹10,000 within 45 days of the card issuance. So why wait? Check out our Axis Bank Ace Credit Card review to learn more about this card and start earning cashback today!
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
52.86%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
NACard Replacement Fee
NilForeign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
NilReward Point Value
NABalance below ₹500
₹ 0Balance from ₹501 to ₹5000
₹ 500Balance from ₹5001 to ₹10000
₹ 750Balance more than ₹10000
₹ 1200Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
Axis Bank/Select/Issuers/d01883580ecf430fbf46f73169fcc23f.jpg)
Axis Bank Credit Card Customer Care Number:
1860 419 5555 / 1860 500 5555.Axis Bank Card Offers:
View OffersTotal Cards:
1,47,92,226As of 1 March 2023, Axis Bank has acquired all consumer banking services from Citibank, including credit cards. The full migration of Citi customers to Axis Bank is anticipated to be completed by 9 June 2024. Existing Citi cards will be substituted with new credit cards from Axis Bank. Below is a list of some of the rebranded cards:
Citi Rewards will become the Axis Rewards Credit Card.
IndianOil Citi Card will become the IndianOil Premium Axis Bank Credit Card.
Citi PremierMiles will become the Axis Bank Horizon Credit Card.
Features of New Axis Bank Credit Cards
1. Axis Rewards Credit Card:
2. IndianOil Premium Axis Bank Credit Card:
3. Axis Bank Horizon Credit Card:
Post Migration
Axis Bank has suspended reward redemptions for some credit cardholders and is requesting invoices to verify travel spending. The bank believes that some cardholders are misusing reward points by using their cards for business expenses, which is against the terms of the cardholder agreement. Axis Bank says that this is a routine exercise to monitor suspicious spending, but some genuine cardholders have also been flagged. Experts recommend using separate business credit cards to avoid such problems.
Axis Bank has announced a significant devaluation of its Vistara credit cards, effective from 3 January 2024. The main changes include:
Axis Bank, has teamed up with Fibe (formerly EarlySalary) to introduce the country's first-ever numberless credit card tailored for the tech-savvy Generation Z demographic.
This innovative credit card offers heightened security by eliminating the conventional card number, expiry date, and CVV code typically printed on physical cards. This forward-thinking design is expected to reduce the risk of identity theft or unauthorized access to cardholders' information, ensuring the utmost in security and privacy. The card will be accessible to Fibe's extensive customer base, which exceeds 2.1 million individuals.
Axis Bank has enabled linkage of RuPay Credit Cards with Unified Payments Interface (UPI). This means that Axis Bank customers can now use their RuPay Credit Cards to make payments through UPI. UPI is a real-time payment system developed by National Payments Corporation of India (NPCI). It allows users to make instant payments to any bank account in India with just a few taps on their phone.
Taking the number up to 19, Axis bank added 6 new transfer partners to its existing list. These include hotel networks Accor ALL & Wyndham Rewards, Star Alliance’s Air Canada’s Aeroplan & Thai Airways Royal Orchid Plus as well as Oneworld Alliance’s Japan Airlines JAL Mileage Bank & Qantas Frequent Flyer.
These 19 transfer partners are cumulatively a part of Axis bank’s reward program known as the EDGE Rewards.
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Reward Rate
-Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/2c930e2937da4a37b25314a6a6355a25.png)
Reward Rate
-Joining Fee
₹1,000Annual Fee
₹1,000Annual Percentage Rate
43.2%/Select/CreditCards/f5ec491ebb9440bb894d796624d7416c.png)
Reward Rate
-Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
45%/Select/CreditCards/264ac1c887674d1c8f4a0eb09d22f81e.png)
Reward Rate
-Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
44.4%/Select/CreditCards/174e1eed23064b44bdb2b02b1944ed4b.png)
Reward Rate
-Joining Fee
₹750Annual Fee
₹750Annual Percentage Rate
45%The Axis Bank ACE Credit Card offers a variety of dining offers, including discounts at select restaurants, discounts on food delivery apps, and cashback on dining spending. Unlock up to 20% off your dining bills if paid through the ACE Credit Card, applicable at more than 4,000 partner restaurants in India.
The Axis Bank ACE Credit Card provides complimentary access to domestic and international airport lounges in India. Domestic lounge access is complimentary at select airports across the country.
Yes, the Axis Bank ACE Credit Card waives up to 1% of fuel surcharges on purchases made at any fuel station in India.
Axis Bank offers quick and simple customer service. Here are some customer service phone numbers: 1860-419-5555 for retail phone banking; 1860-500-5555 for corporate phone banking; 1800-419-5577 for agricultural/rural phone banking; 1860-500-4971 for corporate phone banking
The Axis Ace credit card is an excellent option for those seeking high value for a minimal annual membership fee. While most credit cards offer little or no rewards for utility bill payments, Axis Ace offers 5% cash back on such transactions made via Google Pay, which is a fantastic deal. Its advantages are increased by flat cashback rates of 2% on all online and offline transactions.
Select understands market trends and users' temperaments. That's why you can never go wrong with it.
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