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DBS Bank Bajaj Finserv 5X Rewards Credit Card

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Co-Branded Best For: Lifestyle
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The Bajaj Finserv DBS Credit Card is the perfect companion for avid shoppers and travellers who crave rewards and discounts. This credit card boasts an array of exclusive benefits such as complimentary lounge access, fuel waivers, and convenient EMI conversions, providing exceptional convenience and value for your spending.

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Reward Points
  • 2 Cash Points on every ₹200 spent for all spends.
  • 10X rewards on eligible spends done on rewards platform within DBS Card+ IN app.
  • Additional 18 Cash Points for every ₹200 spend will be credited to customers account beyond 1X Rewards earn.
Milestone Benefit
  • 5X rewards on reaching spends of  ₹10,000 on all spends.
  • Additional 8 Cash Points for every ₹200 spend.
  • Maximum additional Cash Points earned by a customer will be restricted to 3000 points per month.
Fuel Surcharge

1% fuel surcharge waiver for transactions greater than ₹400 and less than ₹4000.

Note: Maximum fuel surcharge waiver ₹100 per statement cycle.

Cashback Benefit

5% cashback on downpayments made at any Bajaj Finserv EMI Network partner store.

Interest-Free Period
  • Withdraw cash from any ATM across India and pay no interest for up to 50 days.
EMI Benefit

Convert spends of ₹2500 or more into EMIs.

Other Benefit
  • Bajaj Finserv Health Prime Membership for Bajaj Health App for one year.
  • 20% discount of upto 1000 cashpoints in a year by subscribing to platforms like Hotstar, Gaana.com, Zomato Pro, Sony Liv and more.
Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹ 499

Annual Fee

₹ 499

Annual Percentage Rate

42%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.5 %

Cash Advance Limit

NA

Card Replacement Fee

₹ 200

Foreign Transaction Fee

3.50%

Over Limit Penalty

₹ 600

Fuel Transaction Surcharge

1%

Reward Point Value

₹0.25
Late Payment Charges

Balance below ₹100

Nil

Balance from ₹100 to ₹500

₹ 99

Balance from ₹500 to ₹5000

₹ 499

Balance more than ₹5000

10% of total amount due, subject to maximum ₹1299.
Pros

Aspects that make this credit card amazing.

  1. Up to 10x rewards in the form of cash points on monthly spends.
  2. Accelerated rewards on all purchases and expenses made using the Bajaj Finance Limited and DBS mobile application.
  3. Discounts, cashback, and much more throughout the year.
  4. Complimentary Bajaj Finserv Health membership.
  5. Easy EMI finance options.
Cons

Aspects this credit card lacks.

  1. High card replacement fee.
  2. Charges ₹ 99+GST on all reward redemptions.
  3. Cash Points are valid only for 2 years from the date of accrual.
  4. No welcome bonus is applicable on this card variant.
  5. Cash Points earned by a customer is restricted to 3000 points per month.

DBS Bank Bajaj Finserv 5X Rewards Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(4)

Rewards

(3.5)

Customer Service

(3.5)

DBS Bank Bajaj Finserv 5x Rewards Credit Card Review

The Bajaj Finserv DBS Bank Credit Card is a good option for those who are looking for a premium credit card with a wide range of benefits, including up to 10x rewards in the form of cash points on monthly spends,
accelerated rewards on all purchases and expenses made using the Bajaj Finance Limited and DBS mobile application, welcome reward points, discounts, cashback, and much more throughout the year.

Overview

Best For Lifestyle
Joining Fee ₹ 499 plus taxes
Annual Fee ₹ 499 plus taxes
Card Type Co-branded
Card Network Visa

Who should get the DBS Bajaj Finserv 5x Rewards Credit Card?

The Bajaj Finserv DBS Credit Card is suitable for individuals who frequently shop and travel and want to earn rewards and discounts while doing so. The card offers various benefits, including lounge access, fuel benefits, discounts on memberships, and the ability to convert purchases into affordable EMIs. It is an excellent option for those who value convenience and want to make the most of their spending while enjoying various perks and benefits.

Reward Points

  • Get 2 cash Points for every ₹ 200 you spend on all that you like.
  • You can earn cash points on regular purchases.
  • These cash points can be redeemed for discounts, free items, or other rewards.

How to apply for DBS Bajaj Finserv 5X Rewards Credit card?

Step 1: Visit the select.finology.in.
Step 2: Go to the Credit Card section of the website and click on 'Card Issuers'.
Step 3: Go to DBS Bank and choose DBS Bajaj Finserv credit card.
Step 4: Click on 'Apply Now'. You'd be redirected to Bajaj Finserv's website. Filll in the online application form with the required personal and financial details.
Step 5: Upload the necessary documents, such as identity proof, address proof, and income proof.
Step 6: Review the details and submit the application.
Step 7: Once the application is submitted, you will receive an application reference number, which you can use to track the status of your application.

DBS Bajaj Finserv 5x Rewards Credit Card Eligibility

  • Nationality: Indian
  • Age: 21 to 70 years.
  • Income: Applicants must have stable source of income to be eligible for this credit card.

Documents Required

  • Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than three months old), latest Form 16, and the last 3 months’ bank statement.
DBS Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

DBS Bank

DBS Bank Credit Card Customer Care Number:

1800 209 4555

Email Support:

customercareindia@dbs.com

DBS Bank Card Offers:

View Offers

Total Cards:

5,32,559
DBS Bank Credit Card News

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DBS Bank Bajaj Finserv 5X Rewards Customer Reviews

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Frequently Asked Questions

Yes, this credit card offers both domestic and international lounge access benefits. Cardholders can enjoy 8 complimentary access to domestic lounges per year and 2 complimentary access to international lounges.

Yes, you can withdraw money from the Bajaj Finserv DBS credit card. However, please note that cash withdrawals attract processing fees of a flat fee of 2.5% of the cash amount (Minimum Rs. 500)
 

The overdue interest on the Bajaj Finserv DBS credit card is 3.5% per month.
 

This credit card offers a range of benefits, including welcome benefits, entertainment benefits, lounge access, discount benefits, cashback benefits, EMI conversion benefits, and cash withdrawal benefits. These benefits provide cardholders with rewards, discounts, convenience, and value for their spending.
 

The Bajaj Finserv DBS credit card is a credit card issued by Bajaj Finserv in collaboration with DBS Bank. It is designed to offer rewards and discounts on purchases and transactions made with the card, providing convenience and value to the cardholder.
 

The annual fee for the Bajaj Finserv DBS credit card is Rs.499 + Service Tax.