If you are someone who loves to lead a luxurious lifestyle and prioritises travel and leisure experiences, the Kotak Royale Signature Credit Card can be an excellent fit for you! It offers various benefits like free lounge access, free pickup and drop facility, a reward rate of 0.6% to 1.5%, and much more. To know if it's the right choice for you, keep reading.
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
NilAnnual Fee
₹999Annual Percentage Rate
42%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
₹300Cash Advance Limit
40%Card Replacement Fee
₹100Foreign Transaction Fee
3.50%Over Limit Penalty
₹500Fuel Transaction Surcharge
1%Reward Point Value
₹0.18Balance below ₹500
₹ 100Balance from ₹501 to ₹10000
₹ 500Balance more than ₹10000
₹ 700Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
Kotak Bank/Select/Issuers/553aba6f172f464aabeafe2f573a69c3.jpg)
Kotak Bank Credit Card Customer Care Number:
1860 266 2666Kotak Bank Card Offers:
View OffersTotal Cards:
53,05,046The Reserve Bank of India (RBI) imposed restrictions on Kotak Mahindra Bank due to "serious deficiencies and non-compliances" in IT risk and information security practices. These restrictions include:
It's important to note that existing customers are unaffected and can continue using their accounts and credit cards as usual.
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Reward Rate
-Joining Fee
₹4,999Annual Fee
₹4,999Annual Percentage Rate
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Reward Rate
-Joining Fee
₹12,500Annual Fee
₹12,500Annual Percentage Rate
23.88%/Select/CreditCards/01e6515225564c59bf191dab7dc92b56.png)
Reward Rate
-Joining Fee
₹5,000Annual Fee
₹5,000Annual Percentage Rate
52.86%/Select/CreditCards/89137c4a60ff4fd2a73205b53a845ad8.png)
Reward Rate
-Joining Fee
₹ 3,500Annual Fee
₹ 5,000Annual Percentage Rate
42%/Select/CreditCards/53d1a569ed7b4b24aef7008a3c996912.png)
Reward Rate
-Joining Fee
₹700Annual Fee
₹700Annual Percentage Rate
42%With the Royal Signature Credit Card, the milestone benefit is an annual retail purchase of Rs.8,00,000, for which you may earn up to 30,000 reward points. You can earn up to 10,000 extra reward points if you spend Rs.4,00,000 in a year.
The reward points will get credited to your Kotak Royale Signature Credit Card account at the end of the anniversary period.
When someone learns their credit cards have been lost or stolen, they should call their bank. To block credit cards, they can use the net banking facility or contact a customer service representative. The majority of banks provide this service.
The customer care number to contact for any issues related to Royale Signature Credit Card is 1860-266-2666.
The fuel surcharge waiver, which covers up to Rs.3,500 per year, is the highest surcharge waiver available with the Royal Signature Credit Card.
Select understands market trends and users' temperaments. That's why you can never go wrong with it.
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